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PROMO MECHANICS

1. The promo is open to select RCBC Bankard Visa cardholders who are recipients of the promo SMS and Electronic Direct Mail (“EDM”).

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2. Promo period is from October 1 to December 31, 2021.

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3. A single or accumulated Online Spend worth ₱3,000 and up using RCBC Bankard Visa entitles a cardholder to earn 4% cash rebate capped at ₱5,000. The cash rebate will be computed based on total online purchases within the promo period. Sample Rebate Computation

4. To qualify for the Cash Rebate promo, the following requirements must be met:

• The Principal Cardholder must register in the promo via https://cloud.marketing.rcbcbankard.com/ecommseg2visawithin the promo period.
• The Principal Cardholder must use his/her qualified RCBC Bankard Visa credit card within the promo period for online transactions at any domestic or international websites.
• Only the Principal Cardholder is allowed to register for the promo. However, all qualified and posted transactions of the Principal Cardholder and his/her Supplementary Cardholder(s), will earn Cash Rebate.

Exclusions:

• Transactions from casino/gambling, money transfers, quasi cash financial institutions, political organizations, and bail & bond payments.
• Retail and online purchases from merchants specifically engaged in wholesale, and purchases for business purposes.
• Transactions that are subsequently cancelled or refunded

5. Principal cardholders who registered will receive a Cash Rebate on their and their Supplementary’s’ qualified and posted transactions.

6. The maximum total Cash Rebate that a unique cardholder/customer can earn is ₱5,000.

7. The Cash Rebate earned will be credited to the Principal Cardholder’s account within 30 days from the end of the campaign period.

8. All disputes arising from questions pertaining to the cardholder’s eligibility, coverage of the promo dates, fulfillment, and others, will be resolved by RCBC Bankard and its decision shall be deemed conclusive with prior approval from DTI.

9. The promo is subject to the Terms and Conditions governing the issuance and use of RCBC Bankard Credit Card.

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Per DTI Fair Trade Permit No. FTEB-127339, Series of 2021